Upay “Invite Friends & Earn Commission” Program

Last Updated: January 9, 2026

To encourage more users to participate in the Upay ecosystem and to reward users for actively inviting friends, Upay is launching the “Invite Friends Commission Reward” program.
This commission program includes card activation commissions, aiming to achieve mutual benefits for users and foster a shared ecosystem.

Card Activation Commission

After a successfully invited friend completes card activation, the system will calculate the commission based on the card fee and automatically distribute it to the inviter’s card-purchase wallet address.

Inviters can view their commission records in the wallet transaction history.

• Commission Rate: 20%

• Commission Base: Card fee only (excluding prepaid balance)

• Eligible Participants: Direct inviters only

Example:

• Card purchase amount: 198U

  • Card fee: 98U

  • Prepaid balance: 100U

• Commission base: 98U

• Commission amount: 19.6U

⚠️ Important Notes:

• Considering that some inviters have not yet activated the U Card system, early commission registration will be available for inviters who have not yet met the requirements before October 15. Once the requirements are met, the system will automatically credit the commission to the inviter’s U Card account.

• After October 15, the retroactive commission function will be closed, and no additional commissions will be issued.