To protect users’ interests and ensure transparency regarding the U Card application and usage fees, the following details are provided:
1. Core Packages
| Item | Quantity | Card Fee / $ | Deposit / $ (min 100) | Total / $ | Remarks |
|---|---|---|---|---|---|
| Physical Card | 1 | 98 | 100 | 198 | The card fee includes KYC verification, card acceptance, production, and issuance. Pre-funded amounts will be credited to your U-Card account within 2 working days. |
| 1 | 98 | 200 | 298 | ||
| 1 | 98 | 500 | 598 | ||
| 1 | 98 | 1000 | 1,098 | ||
| Virtual Card | 1 | 32 | 100 | 132 | The card fee includes KYC verification, card acceptance, production, and issuance. Pre-funded amounts will be credited to your U-Card account within 2 working days. |
| 1 | 32 | 200 | 232 | ||
| 1 | 32 | 500 | 532 | ||
| 1 | 32 | 1000 | 1,032 | ||
| infinite Card | 1 | 98 | 500 | 598 | The card fee includes acceptance, production, and issuance. Pre-funded amounts will be credited to your U-Card account within 2 working days. |
| 1 | 98 | 1000 | 1098 | ||
| 1 | 98 | 2000 | 2098 | ||
| 1 | 98 | 5000 | 5,098 | ||
| Shipping Fee | 1 | — | — | — | Subject to promotional announcements. |
2. Basic Fee Structure
Fee Item | Amount | Description |
Annual Fee | $12 / year | First-year annual fee waived for physical cards. |
Deposit Fee | 1.50% | Charged on each deposit.Minimum 3U |
FX Conversion Fee | / | Actual fees are subject to the merchant's final charges. |
Merchant Fee – Apple Pay | 0.25% | This fee applies to transactions made via Apple Pay. |
Authorization Fee | $0.5 / transaction | Authorization fee charged for each payment transaction. |
Refund Fee | 2.00% | Charged for each refund transaction. |
Malicious Binding Penalty | $1.00 / case | Penalty for maliciously binding the card to platforms when the balance is 0. |
Chargeback Fee | $0.60 / case | Fee charged for chargeback transactions. |
ATM Withdrawal Fee | 2% | Includes both ATM transaction and cash withdrawal service fees. |
Dispute Handling Fee | $35 / case | Charged when a transaction dispute requires manual processing by the payment channel. Confirmation will be obtained before processing. |
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